If you’re planning on using your dental insurance to pay for your upcoming treatment, you’ll find that your coverage can help save and avoid significantly high out-of-pocket expenses. This investment in your oral and overall health allows you to embrace better wellness and improved quality of life in the long run. That’s why our team believes in welcoming most insurance plans, so you and your loved ones are adequately covered should regular or necessary restorative dental care be required. While our practice takes a fee-for-service approach to dentistry, we are more than happy to help you understand the specifics of your policy. Read on to learn a few things about dental insurance and what to expect.
Understanding How Dental Insurance Works
You will discover that most dental insurance plans offer full coverage for preventive dentistry, while they may only provide partial coverage for minor or major restorative care. Dr. Pham and our team will work with you to ensure you use your dental benefits most successfully when preparing for a dental checkup and cleaning. Not only do these six-month visits lower your risk for serious problems in the future, but preventive coverage allows you to get the treatment you need without emptying your pockets.
What Does My Dental Insurance Cover?
Most dental insurance plans maintain a similar breakdown of coverage that looks something like the following:
80-100% preventive dental services
70-80% minor restorative dental services
50% of major restorative dental services
Some may agree to include orthodontic treatment; however, you’ll need to review the terms of your policy before committing to any work. Some may not provide coverage for individuals over a certain age or those looking for a particular type of braces. That’s why it’s important to double-check the details of your plan with your provider beforehand. Of course, our team can help you navigate your policy if necessary, so there are no surprises when paying your bill.
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Your checkup and cleaning will be covered! Request an appointment to have a friendly member of our team get back to you with more information.
While we are not a preferred provider with your insurance, there is a 90% chance your checkup and cleaning will be covered! Request an appointment to have a friendly member of our team get back to you with more information.